Access ID:

Business Accounts

Commercial Checking
Feature Requirement/Charge
Minimum Initial Deposit $100.00
Account Maintenance $10.00
Per Debit Item $0.15
*Other Fees May Apply – Refer to Our “Other Services & Fees” for Additional Information
**Monthly service fee is reduced and may be entirely eliminated by an earnings credit

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Small Business Checking
Feature Requirement/Charge
Minimum Initial Deposit $100.00
Account Maintenance $10.00
Per Debit Item 
200 Items & Under No Charge
Over 200 Items $0.50/Item
*Other Fees May Apply – Refer to Our “Other Services & Fees” for Additional Information

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Cash Management Checking
Feature Requirement/Charge
Minimum Initial Deposit    $100.00
Account Maintenance $10.00
Per Debit Item $0.15/item
Cash Management Online Banking Services
Online Transfers No Charge
View Account Balances No Charge
View Transactions No Charge
Stop Payments $29.00
eStatements No Charge
   Payroll Direct Deposit/Payments
    Per file $5.00
    Per debit item $0.20
    Per credit item $0.20
    Per prenotice $0.10
   Wire Transfers
    Incoming $25.00
    Outgoing $25.00
Foreign…Same as above + actual overseas wire cost
Monthly service fees are offset by current earnings credit. Any earnings credit above the total fees for a month is forfeited
Other Fees May Apply

 

COMMERCIAL SERVICES

Paychek Plus Program

This program allows an employer to provide their employees with an instant issue, PIN-based payroll debit card. Paychek Plus has many key card features:

  • Paychek Plus PIN Debit Card
  • Employee option to upgrade to a branded VISA Card
  • Companion card included for transfer of funds between cards
  • Use at Cirrus®, Star®, Pulse® and NYCE®
  • Over 1 million ATM/POS Locations
  • Access to over 25,000 surcharge free Allpoint® ATMs
  • Card to card transfer via web or 1-800 IVR
  • ACH from card to checking account via web
  • Phone card functionality
  • Card loaded via ACH
  • Can be loaded from a second employers
  • Card is portable between employers
  • No monthly maintenance fee for PIN card
  • Web site and 800# IVR access to account info

To get started with the Paychek Plus program contact any Community Bank Officer

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Cash Flow Manager Accounts Receivable Program

Give your business a competitive edge with our customized accounts receivable financing and billing service. Convert your existing daily receivables into cash and eliminate the hassle of billing. For more information contact any Community Bank loan officer.

Payroll Direct Deposit

Direct Deposit is a smart way to pay employees. It can save your company time and money, increase productivity and improve your employees’ job satisfaction. For more information contact any Community Bank office.

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Merchant Services

Community Bank would like to help your business succeed in every way possible. That is why we have partnered with First Data®, a leader in payment processing solutions, to offer you easy and affordable merchant processing programs to meet today’s consumer demands.

Fast access and improved efficiency. All standard with First Data Merchant Services.

  • Visa, MasterCard, Discover Network and American Express – all organized onto one statement.*
  • Quick access to your account anywhere, anytime with Online Reporting.
  • Choose from a wide variety of advanced processing technology including wireless, Internet and PC-based options.
  • Innovative payment options for credit cards, pin-based debit, gift cards, electronic check acceptance and more.

Credit Cards
Offer your customers more payment options by accepting credit cards including Visa®, MasterCard®, Discover®, American Express®, Diners Club® and JCB®.

Debit Cards
Personal Identification Number (PIN) based and signature based debit transactions are the fastest growing form of electronic payment. This method of payment is convenient for your customers and offers you reduced fraud, faster checkout times and higher ticket averages.

Gift Cards
Build your brand and increase your sales with gift cards. Gift cards bring in new customers and gift card customers tend to spend more than just the value of the gift card.

Electronic Check Conversion
Minimize returned checks by turning a paper check into an electronic purchase at the point of sale using TeleCheck Electronic Check Acceptance®. Electronic checks are deposited directly into your account within 48 hours.

Terminals
Accepting cards is easy for you and your customer with First Data’s innovative card acceptance solutions. Whether you need a wireless solution or one integrated with your PC – we have the equipment to help your business.

Contact a First Data Merchant Services Representative or click the link below for more information.

https://contact.firstdata.com/callback.htm 

*Some restrictions apply on combining Discover and American Express onto one statement. Contact a Sales Representative for details.
 ©2008 First Data Corporation. All Rights Reserved. All trademarks, service marks and trade names referenced in this material are the property of their respective owners.

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Banking Services

Online Banking

Other Services

 

    ZashPay            MobileMoney

 

       Community Cash ATM                        Phishing